By Tom Branch, on December 11th, 2010 Here it comes! The National Weather Service is predicting low temperatures on Monday morning to be close to 20 degrees. Is your home ready?
 Copyright 2010 - Tom Branch If your home is heated, you’ll not likely have any problems inside.
Outside, be sure to disconnect your hoses from the faucets. This allows the water to drain. While many newer faucets have freeze prevention built-in, many older faucets can freeze. If they do freeze, the pipes may fracture and the home can flood.
You can purchase covers for less than $5 at many local stores. These covers help insulate the faucet and keep it from freezing. The cost is far less than repairing damaged pipes behind the brick facade and cleaning up the water damage inside.
By Tom Branch, on December 7th, 2010  Copyright 2010 - Imaged2Sell 3 Bedrooms | 2.1 Baths | 2-Car Garage | 2210 SF/Tax
McKinney TX Homes For Sale – Enjoy McKinney living in Frisco ISD. Large eat-in kitchen opens to family room with corner fire place. French doors lead to private study. Spacious master suite includes sitting area and master bath has jetted tub and walk-in closet. Second living area upstairs is perfect for a game room. Designer touches include skip trowel walls in entry, laminate flooring, crown molding, and updated lighting. Easy access to Hwy 121, retail, and dining.
Current status, pricing, photos, and a virtual tour for this McKinney TX Home for Sale.
Source: NTREIS
By Tom Branch, on December 6th, 2010  Copyright 2010 - Imaged2Sell 3 Bedrooms | 2 Baths | 2-Car Garage | 1831 SF/Tax
McKinney TX Homes For Sale – Recent updates include oasis backyard, pagoda added to patio, shelves in garage, new GDO, and bullet lights. Kitchen has huge skylight, breakfast bar, stainless appliances and opens to bright family room and breakfast area. Very light family room with fireplace with ceramic logs. Single story with gas heat, very economical to heat and cool. Two inch blinds. Refrigerator to convey with property. Close to exemplary elementary and community pools.
Current status, pricing, photos, and a virtual tour for this McKinney TX Home for Sale.
Source: NTREIS
By Tom Branch, on December 6th, 2010  Copyright 2010 - Imaged2Sell 3 Bedrooms | 2 Baths | 2-Car Garage | 2086 SF/Tax
Richardson TX Homes For Sale – Beautiful new construction with dramatic entry and hardwood floors in main living areas. Large island kitchen with granite counters, black appliances, and custom Maple cabinets. Master bath with dual vanities has oversized shower and walk in closet. Designer touches include crown molding, rounded corners, and art niches. Many energy features. Ready Now!
Current status, pricing, photos, and a virtual tour for this Richardson TX New Home.
Source: NTREIS
By Tom Branch, on December 5th, 2010 Gina and I left Plano at 9 AM this morning headed to Houston for Activerain’s RainCamp conference. After the 4.5 hour ride we landed at Chatter’s in The Heights where we had lunch with friends.
After a nice meal, we took the 15-minute drive down Memorial Drive arriving at the Hilton. We’re on the top floor and have a nice view to the north.
 Copyright 2010 - Tom Branch We’re unpacked and headed out on the town for the evening. Tomorrow morning is RainCamp and we’re looking forward to the conference and friendship of the day.
By Tom Branch, on December 2nd, 2010 We spent the evening at Sambuca 360 located in the Shops at Legacy in Plano, Texas. The evening air was crisp with temperatures in the 40’s adding to the holiday spirit inspired by all the lights in the trees that line the streets.
 - Copyright 2010 – Tom Branch
We attended the Association of Mortgage Professionals networking event that is held in the first Thursday of each month. Scott Harris does a great job of hosting the event with people from many industries networking and having a little fun.
Not only is the camaraderie fantastic, but the food is great! You simply have to try the Chicken Fried Ribeye for a main course and the Cheesecake Sopapillas for dessert.
Come join us in January!
By Tom Branch, on November 30th, 2010 Another short sale closed! The sellers avoided foreclosure, the buyers purchased a nice home at a discount, and the lender did not have the losses involved with a foreclosure.
 Copyright 2010 - Imaged2Sell Many people feel that the nation’s economy rises and falls with the housing market. While this is often true, we believe the current housing crisis is a direct result of the economic downturn and massive job loss across the nation.
In the Short Sale community, the vast majority of homeowners did not get a bad loan or buy more house than they could afford; they’re just good, hardworking Americans who fell on bad times.
All indicators point to Short Sales being on the real estate horizon for the foreseeable future, at least through 2012, and maybe longer. Industry experts see another wave of distressed homeowners surfacing when the once popular Pay Option Adjustable Rate Mortgages (ARMs) begin to adjust in the coming months.
These mortgages allowed the borrower to essentially “pick a payment” that fit their budget in order to get into the house they wanted to purchase. These loans have the potential to negatively amortize and the rate will adjust upward – it’s just a matter of time. Pay Option ARMs were widely used in California and will begin adjusting soon.
We encourage homeowners across the United States to get educated on the options available should they become financially distressed. Short Sales are a great tool, providing relief to all parties.
Just remember to choose a REALTOR® with a proven Short Sale track record to negotiate on your behalf. Making the right choice can mean the world of difference to your financial future.
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