Short Sale and Preforeclosure Specialists

Certified Distressed Property Expert (CDPE) - Distressed Property Institute, LLC
Short Sale and Foreclosure Resource (SFR) - National Association of REALTORs®

Are you in a position where you owe more than your home is worth and you need to sell? A short sale may be your best solution. Be careful not to get taken for a long, stressful ride by an inexperienced agent. Make sure you're educated on the short sale process.

Simply put, a short sale is a real estate transaction where the homeowner owes the lender more than the property is worth and they need to sell. In a short sale, the lender accepts less than what is owed as full payoff. This means they may settle for $400,000, even if you currently owe $500,000, even if the loss is hundreds of thousands of dollars.

- Are you facing a financial hardship that you know will decrease your income?
- Are you getting behind on your mortgage and not sure if you can catch up?
- Do you just need to sell quickly but your home is worth less now than when you bought it?

If you are facing any of the situations above, and you think a short sale might be your best option, read on. If you're still not sure and just want more info, scroll to the bottom of this page and request a free copy of our article "7 Short Sale Myths".

We've all had our ups and downs in life and a lot of other good people are in the same tough spot as you. Life seems scary when you're facing the reality of foreclosure and I know how you feel when you just don't want to answer the phone any more.

Everyone agrees that we're in the middle of a national mortgage crisis and that, in many cases, homeowners who have bought or refinanced in the last few years have been seriously abused by unethical lending practices!

We've helped many homeowners in this position to get the help they deserve.

Did you know that the vast majority of homeowners nationwide who try to "short sale" their homes will end up losing their homes to foreclosure due to an uneducated or inexperienced agent?

The vast majority of real estate agents who are "trying to help" have not been properly trained and are misinformed as to how to even negotiate with lenders. Some even get so far as to submit your short sale packet and then just sit back and wait for a response! In the end, they simply don't know how to help and you will become one of those homeowners who end up in foreclosure.

...unless you seek the help of an expert agent with a proven track record. We have been personally trained and certified by a former Chief Loss Mitigator who is a career asset manager with 20 years in the business (this is ultimately the person at the bank who accepts or declines short sales).  We also hold two national certifications--Certified Distressed Property Expert® (CDPE) and Short Sale and Foreclosure Resource (SFR). You can view a few of our actual approval letters on the right.

We are ready to go to battle for you. Are you ready to take a serious look at your options and see how a short sale can help you?

• Avoid paying TAXES on the money the bank loses at foreclosure (Yes, you may have to pay taxes on the amount of loss to the bank if the home goes to foreclosure)
• Save your credit from the "Foreclosure" ding
• Avoid Bankruptcy
• Avoid Foreclosure
• Relieve the stress that this financial burden has become with no out-of-pocket costs or any up-front fees of any kind. In other words, you pay me nothing and if I do my job and save you from foreclosure, only then will I get paid by the lender!

If you're not sure and just want to find out if you qualify, give us a call and we will walk you through your options. Believe it or not, you may just need help getting a temporary reduction in your payments to catch up. In any case, call us to talk about several options you may not be aware of.

If you don't know what else to do and you don't call us at 214.226.3116, think of what it might cost you in damaged credit, frustration and stress.

We know how you feel and we can help.

Sincerely,

Tom Branch
Broker, CDPE, SFR